Prior to this, I have been in the IT industry for almost 16 years. My last position was a senior programmer at a local company. It was very secure and stable company. I felt secure and happy working there.
Having been employed for many years, I see and realized that many of my colleagues and friends are also so occupied with work to earn a living, and that they do not have the time to do proper financial planning. Prices of services and goods are going up and up. Savings in the bank alone won't help much because the FD (fix deposit) rate is very low compared to the rate of inflation. So the money you save in the bank, will become smaller in value!
Therefore, it gives me great satisfaction to be able help them in saving and investing so that they can build a retirement fund enough for them to last through their retirement years.
In addition, I realised that my 3 children were growing up fast. In 6 years time, my eldest son was going to college. And they have a dream, which is to be able to study overseas. I realised how important this dream to them, and being a father, I wish to be able to help them realised their dream and give them a quality overseas education and a brighter future.
Most of you will agree with that, being a salaryman, I can never achieve this.
This is why I have taken the bold step to become self-employed and the best vehicle I have chosen is as a financial consultant with the biggest unit trust investment company in Malaysia.
