Invest Your EPF Savings with Public Mutual

Why you should invest your EPF?
EPF only provide you with a return of 4-5%, and what is our inflation rate? Based on my calculation, the actual inflation rate should be more than 4%. So, EPF just preserve your value of money against inflation, you gain nothing at the end of the day. Let say, last year you have your coffee at RM 1.00, this year you have it at RM 1.10, is 10% up!!! Look at your petrol cost, 5%, fool or not?

No need worry, just trust me!!! EPF investment into unit trust will yield positive results in long term.

The cost of living is constantly on the rise and many Malaysians now realise they will need to make their retirement funds work harder. By investing your EPF monies in unit trust products, you are giving yourself more opportunity to overcome the effects of inflation and enjoy your golden years.

"About 70% of contributors who withdraw their EPF savings at the age of 55 tend to spend all their savings within 3 years"
~Employees' Provident Fund (EPF) ~
(Source: NST, 27 Dec 2008)

Benefits
1. No cash investment required
Investment is transacted directly from your EPF Account 1

2. Diversification
Opportunity to diversify your retirement funds with EPF approved funds

3. Capital appreciation
Opportunity to reap capital growth as part of the return on your investment to
boost the total lump sum of your EPF savings

The biggest question is... can Public Mutual funds give better returns than EPF?
The answer is ... YES, from past performances, Public Mutual funds have outperformed the EPF in terms of dividends declared. Of course one might argue that past performance doesn't necessary means similar performance in the future. True. However with our professional fund managers capability (28 years experience) we have been doing very well, and we have the data to show.